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We offer several loan products, where borrowers get:
- Sensible interest rates –with, in most cases, a maximum of 2% per month (26.8% APR).
- No hidden charges or unexpected penalties – for example, you can pay your loan off early without penalties if you are able to.
- Lower rates if they have a track record with us – once we know that your members, we may be able to offer them a lower rate or a larger amount.
Standard loans are available up to a maximum of £2,000 at an interest rate of 2% a month (APR of 26.8%). You need to have been saving with us for at least three months. Larger loans of between £2,000 and up to £7,000 net are available at a monthly interest rate of 1% (12.7% APR).
Some of the loans that we manage on behalf of our clients include:
Child Benefit Loan – This is one of our popular loans where borrowers are able to borrow a loan of up to £500 over 50 weeks.
Employee payroll deduction scheme – With a number of employers in the local area, employees who can pay to their credit union account by a payroll deduction can apply for an introductory loan of up to £2000 repayable over up to 60 months.
For more information on any of the above loans, please contact us.